What we cover
Comprehensive Protection for Every Voyage
From hull and machinery to personal liability, Inluxuss crafts bespoke insurance programs for the world's most discerning yacht owners.
Insurance Engineered for Luxury Vessels
Every yacht is unique — and so is every risk. Inluxuss works with leading marine insurers to structure coverage that reflects the true value of your vessel, your lifestyle, and your cruising ambitions.
Our specialists evaluate each risk individually, ensuring that your policy responds precisely when it matters most.
Coverage programs
Built Around Your Vessel
Hull & Machinery
Physical damage protection for your vessel's structure, propulsion systems, and onboard equipment.
- Agreed value or market value options may be available, subject to underwriting and policy terms.
- Navigation and mooring perils
- Machinery breakdown coverage
- Salvage and wreck removal
- Tender and water toys included
Protection & Indemnity
Comprehensive liability coverage protecting you against third-party bodily injury and property damage claims.
- Third-party bodily injury
- Third-party property damage
- Crew liability and injury
- Pollution liability
- Legal defense costs
Cruising Range
Flexible territorial limits designed for owners who cruise internationally or charter in multiple regions.
- International navigating territory options may be available, subject to underwriting, carrier availability, and policy terms.
- Caribbean and Mediterranean programs
- Seasonal range adjustments
- Delivery voyage extensions
- Lay-up credits for off-season
Personal Effects & Valuables
Protection for clothing, electronics, jewelry, artwork, and other personal property kept aboard.
- Scheduled valuables coverage
- Fine art and collectibles
- Electronics and navigation equipment
- Clothing and personal items
- Cash and documents
Charter Liability
Specialized coverage for vessels used in commercial or private charter operations.
- Bareboat and crewed charter
- Charterer's liability
- Passenger injury protection
- Charter income loss
- Flag state compliance support
Superyacht Programs
Tailored programs for vessels over 24 meters, including crew, refit, and reputational risk management.
- Agreed value hull options may be available, subject to underwriting and policy terms.
- Crew personal accident
- Refit and new construction
- Cyber risk coverage
- Kidnap and ransom extensions
Our process
How We Build Your Program
Risk Assessment
Our specialists review your vessel details, cruising plans, crew qualifications, and prior claims history.
Market Placement
We approach leading marine insurers to structure competitive terms tailored to your specific risk profile.
Policy Delivery
You receive a clear, comprehensive policy document with no hidden exclusions — reviewed line by line with you.
Ongoing Service
Dedicated account management, annual reviews, and claims advocacy whenever you need us.
Ready to Protect Your Vessel?
Request a personalized quote and speak with an Inluxuss specialist about the right coverage for your yacht.