Commercial Insurance in Fort Lauderdale

Coverage options for third-party claims of bodily injury, property damage, and personal injury arising from business operations, products, or premises may be available, subject to underwriting, eligibility, and policy terms.

• Bodily injury and property damage liability options may be available
• Products and completed operations coverage options may be available
• Personal and advertising injury coverage options may be available
• Medical payments coverage options may be available

Coverage options for business buildings, contents, equipment, and inventory against fire, theft, vandalism, and other covered perils may be available, subject to underwriting, eligibility, carrier availability, and policy terms.

• Building and tenant improvement coverage options may be available
• Business personal property coverage options may be available
• Equipment and inventory coverage options may be available
• Business income and extra expense coverage options may be available

Coverage options for employees' medical expenses and lost wages from work-related injuries or illnesses, and employer liability, may be available subject to underwriting, eligibility, state requirements, and policy terms.

• Medical treatment and rehabilitation coverage options may be available
• Lost wage replacement options may be available
• Employer liability protection options may be available
• State-mandated compliance guidance may be discussed with your specialist

Liability and physical damage coverage options for vehicles owned, leased, or used in business operations may be available, subject to underwriting, eligibility, carrier availability, and policy terms.

• Liability for owned and non-owned vehicle coverage options may be available
• Physical damage coverage options — collision and comprehensive — may be available
• Hired auto coverage options may be available
• Fleet programs may be available, subject to underwriting

Excess liability coverage options that may sit above primary policies are subject to underwriting, eligibility, underlying policy requirements, carrier availability, and policy terms.

• Excess limits over primary liability policies may be available
• Coverage options may be broader than underlying policies, subject to policy terms
• Defense costs protection options may be available
• Flexible limit options may be available, subject to underwriting

Coverage options for claims arising from professional errors, omissions, or negligent acts in the delivery of professional services may be available, subject to underwriting, eligibility, and policy terms.

• Errors and omissions coverage options may be available
• Claims-made policy structure options may be available
• Defense costs coverage options may be available
• Coverage options tailored to your profession may be available, subject to underwriting

Packaged coverage options combining general liability and commercial property in a single policy may be available for qualifying businesses, subject to underwriting, eligibility, carrier availability, and policy terms.

• General liability and property combined options may be available
• Business income protection options may be available
• Equipment breakdown coverage options may be available
• Simplified coverage options for qualifying businesses may be available

Coverage options for contractors, subcontractors, and trades addressing construction operations, tools, equipment, and completed work may be available, subject to underwriting, eligibility, carrier availability, and policy terms.

• General liability coverage options for contractors may be available
• Tools and equipment coverage options may be available
• Completed operations protection options may be available
• Subcontractor liability management options may be available

Coverage options for property owners, landlords, developers, and real estate investors addressing property damage, liability, and loss of income may be available, subject to underwriting, eligibility, carrier availability, and policy terms.

• Landlord and investment property coverage options may be available
• Premises liability protection options may be available
• Loss of rental income coverage options may be available
• Multi-property portfolio programs may be available, subject to underwriting

Coverage options for specialty risks, non-standard accounts, and unique operations may be available depending on carrier appetite, underwriting, eligibility, and policy terms.

• Specialty and non-standard risk coverage options may be available
• Cyber liability and data breach coverage options may be available
• Directors and officers liability coverage options may be available
• Employment practices liability coverage options may be available